How We're Different

Credit know-how and tools you’ll use for life.

Credit doesn’t have to be scary. We are credit building experts who partner with individuals and communities to help them achieve their financial goals.

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We help people build credit and reap the benefits.

Credit scores aren’t set in stone. You can always build or rebuild it. We work one-on-one with individuals to help them overcome the obstacles to establishing and building  credit. We create Credit Action Plans for each person, with detailed steps to achieve their goals and change their financial situations. And we have the results to back it up.

See our results
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Reinvesting our profits to support people and communities.

Our status as a non-profit organization means that the money we make is reinvested into achieving our mission. We’re in this to help people in any financial situation make lasting changes to help them reap the benefits of good credit. We don’t sell financial products, and we don’t work on commission. We’re here to help.

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How Working Credit is different from other services.

Some people think that credit repair or debt settlement are their only options based on what they hear from friends or family and see on TV or online. What most people don’t know is that both credit repair and debt settlement companies charge you hundreds, if not thousands of dollars, for things you can do yourself for free.

We are NOT credit repair nor debt settlement. Working Credit is a lasting solution—a new approach to financial counseling that involves the opening and careful use of good lines of credit. It’s a way to develop lifelong financial knowledge and skills that help you establish and build a prime credit score.

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