We're here to help you master the rules of credit.

Kristin Schell serves as Co-CEO of Working Credit, where she oversees Program Development and Operations. Kristin ensures that Working Credit’s program and internal systems are aligned, effective, and built to support long-term impact at scale.

Morgan has rooted her career in not simply working toward economic inclusion but rather economic justice. Morgan has served as the Chief Community Engagement Officer for Working Credit and is currently the Co-CEO at Working Credit.  In this role, Morgan oversees the design, implementation, and oversight of a comprehensive community engagement strategy that drives long-term program growth, stability, and true impact by centering WCNFP’s mission. It is in this role that Morgan truly builds out WCNFP’s community engagement and business development strategy at all levels. Prior to Working Credit, Morgan served as the Senior Manager of Member Relations for Credit Builders Alliance for over 5 years. During her time with CBA, Morgan created and institutionalized the member intake and onboarding process and overall membership management process. Morgan has a deep commitment to economic justice. Her passion for systemic change is rooted in her lived experience and values. Morgan served as an Emerson National Hunger Fellow through the Congressional Hunger Center. In that capacity, Morgan actively led the effort on community engagement for Detroit Black Community Food Security Network. Morgan’s community organizing and coalition-building skills allowed her to increase the Detroit People’s Food Co-op’s members/owners by 40%. Prior to this, Morgan supported the economic security team at the Leadership Conference on Civil and Human Rights where she researched and authored written work on economic security issues such as payday lending, tipped wage, and equal pay. Morgan currently serves as an active board member for the CBA Fund and sits on both its’ Loan and North Star Committee (which she chairs). Morgan is also a Fulbright Scholar where she conducted independent research on Islamic Financing. Morgan holds a BA in Sociology, with minors in Economics and Peace, Justice and Conflict Studies from DePaul University. Morgan was born and raised in north city St. Louis but now resides in Hampton, Georgia. She is a proud mother to two dynamic little humans and enjoys playing volleyball.

Bee has built her career on the belief that mission-driven organizations can only achieve lasting impact when they are financially sound and transparent. Bee is the founder of Your CFO Friend, a firm that provides financial leadership to mission-driven organizations. She currently serves as Chief Financial Officer for Working Credit, leading financial strategy, planning, and reporting in support of the organization's mission to help people build strong credit and lasting economic stability. In this role, Bee partners closely with organizational leadership and the board to strengthen financial infrastructure, enhance transparency, and support Working Credit's long-term sustainability as it grows its reach nationwide. Bee has served as Chief Financial and Administrative Officer at The Better Angels Society, overseeing budgeting, forecasting, audit management, and board reporting for a multi-million-dollar nonprofit dedicated to civic education through documentary film. She also spent seven years in progressively senior finance and operations roles at Generation Teach, culminating as Chief Operating Officer, where she helped scale the organization's budget from $3M to over $10M while strengthening compliance, audit readiness, and reserves during a period of national expansion. Bee has a deep commitment to making financial literacy accessible to everyone, not just finance professionals. This passion led her to found The Rising Sunny, a social enterprise focused on teaching children and families to build wealth and use credit wisely, and to publish her first book, Sunny Gets Money. She has also taught accounting at the college level since 2014 and built a following as "Professor Nance," creating content that makes accounting relatable for a new generation across YouTube, TikTok, and Instagram. Bee's contributions to the accounting profession have been widely recognized, including the NABA Michael Winston "Walking the Road Less Traveled" Award, selection for the Goldman Sachs Black in Business cohort at NYU Stern, the Texas Women's Foundation Young Leader Award, and the 40 Under 40 Black CPA Award as part of the celebration of the 100th anniversary of the first Black CPA in America. Bee is a licensed Certified Public Accountant (CPA). She holds a Bachelor of Science from North Carolina A&T State University and a Master of Science in Accounting from the University of Phoenix. Bee grew up in North Carolina and now resides in Houston, Texas. In her free time, she enjoys singing, baking, learning guitar, and practicing her French.

For more than 25 years, Ricki has been designing and implementing programs to help Americans improve their finances. Before founding Working Credit, Ricki served as the Director of Economic Opportunities for the Chicago office of the Local Initiatives Support Corporation (LISC) in Chicago. At LISC, she created the organization’s first network of Financial Opportunity Centers—a model LISC replicated in 13 U.S. cities, and for which LISC received a federal Social Innovation Fund award in 2010. Ricki also developed Twin Accounts, a credit building and savings product featured in The New York Times Magazine and Telemundo Nacional in 2014. Before joining LISC, she developed neighborhood-focused employment initiatives for the Comprehensive Community Revitalization Program (CCRP) in the South Bronx. Ricki also worked for Chicago’s Business and Professional People for the Public Interest (BPI), assisting residents from the Henry Horner public housing development to pursue community revitalization initiatives. She holds a Masters in Public Policy from Columbia University in New York.

Susan Simon is the Senior Director of Strategic Partnerships at Working Credit where she developed the workshop you will see today. Since the organization's inception, Susan has been committed to the goal of communicating the importance and promise of credit building so that it is an easily understood concept and accessible strategy for all. Susan has an extensive background in Human Resource that spans 25 years at Harvard University as Senior Consultant in charge of training.  She holds a master’s in education from Wheelock College in Boston, is an adjunct professor at Lesley University, and currently sits on the board of Harvard University Employees Credit Union.

Shawn Judge brings a wealth of expertise to Working Credit, with a robust background in both the financial services industry and the nonprofit sector, as well as experience as an adjunct professor. She holds a Master's degree in Organizational Effectiveness and Leadership, with a concentration in Nonprofit Management, which has equipped her with the skills to drive impactful, mission-oriented initiatives. In her most recent role as a Financial Stability Program Manager at a nonprofit housing organization, Shawn successfully leveraged her diverse expertise to develop innovative strategies that advanced both financial empowerment and community development. During this time, she became deeply involved with the Boston Builds Credit coalition and served as co-chair of its Safe Products Committee, where she played a key role in promoting responsible financial products and practices. A passionate advocate for financial education, Shawn is committed to continuous learning and is currently pursuing certification as an AFC (Accredited Financial Counselor). With a strengths-based approach to problem-solving, innovation, and strategic relationship-building, Shawn is dedicated to creating equitable pathways that enable individuals and families to achieve lasting financial stability. She looks forward to continuing to drive positive change as the Boston Builds Credit Director at Working Credit.

Tremaine Jones (he/they) is the Communications and Public Relations Manager at Working Credit, where he leads the organization's strategic communications, public relations, media engagement, thought leadership, and brand storytelling. Through his work, he helps strengthen relationships with partners and stakeholders while advancing Working Credit's mission to expand financial opportunity and economic mobility through credit building.

A communications leader, nonprofit strategist, and community engagement professional, Tremaine believes meaningful change begins with trust. Throughout his career, he has worked at the intersection of communications, partnerships, and advocacy, helping mission-driven organizations build stronger relationships, elevate community voices, and turn complex issues into meaningful action.

Before joining Working Credit, Tremaine served as Project Director at Freedom Fund Network Inc. in Florida, where he led national communications, programming and community engagement initiatives advancing the safety, dignity, and freedom of LGBTQ+ people impacted by the carceral system. He built partnerships with nonprofit organizations, public agencies, and justice system leaders, developed educational programs that reached thousands of stakeholders, and supported advocacy and fundraising efforts that expanded the organization's national impact.

Tremaine's work has been featured in The Root, Human Rights Watch, The Miami Herald, Facebook and other national and regional publications. He also serves on a community advisory board of The T.R.U.T.H. Project and as Secretary of Yes Sister Friend.

Born and raised in Miami, Florida, Tremaine now lives in Houston, Texas. Outside of work, he enjoys traveling, spending time at the beach, and practicing Capoeira, where he earned the rank of Instructor with Carioca Capoeira Miami in 2020.

Teleisa Coffee is a nonprofit and community engagement professional with experience in partnership building, program management, workforce development, people operations, and housing-centered outreach. Her work is rooted in building trust, connecting people to meaningful resources, and creating pathways that support stability, opportunity, and long-term community impact.

Before joining Working Credit, Teleisa served as Regional Outreach Manager at Neighborhood Housing Services of Chicago, where she supported West Side community engagement, strengthened partner relationships, and helped connect residents to housing, homeownership, property tax, and financial education resources. She also served as Director of People Operations at The Resurrection Project, where she supported organizational operations, team development, and people-centered systems while also helping manage pandemic-era emergency rental assistance efforts during a critical time for families facing housing instability.

As a mother, Teleisa brings both professional experience and lived understanding to her work. She is passionate about breaking barriers, building confidence, and helping families access tools that can create generational impact.

At Working Credit, Teleisa supports community and partner relationships that expand access to credit-building education, helping individuals and families strengthen their financial confidence and build pathways toward long-term stability.

Shanta’ is a passionate advocate for community empowerment, personal growth, and community development. Born and raised in Pine Bluff, Arkansas, she has deep roots in rural communities and is committed to inspiring and uplifting others through impactful programming and meaningful connections. Currently, Shanta’ serves as a Community Engagement Relationship Manager (Southern Region), where her commitment to fostering community engagement and economic growth is poised to make a lasting impact. Her wealth of experience, leadership, and passion for the region will undoubtedly be an valuable asset to the Working Credit Community Engagement team. As a proud mother, Shanta’ leads with love, resilience, and faith, embodying the values of compassion and determination in every aspect of life.

Derison joined Working Credit in January 2022, bringing over ten years of experience in direct service, program management, program design, and organizational capacity building. He was formerly at Phipps Neighborhoods, a multi-service organization that serves over 12,000 individuals in the South Bronx, where he led the integration of financial services across education and workforce programs to promote economic mobility. He serves on the Board of Directors for Credit Builders Alliance, a national non-profit agency that helps organizations move people from poverty to prosperity through credit building. Derison has trained financial coaches, counselors and program managers in delivering financial development strategies. His other passions are his Christian faith, his family, serving his community and the never-ending (but enjoyable) search for the best pizza.

Claudia is passionate about increasing everyone’s access to financial literacy and credit building tools. Before joining the Working Credit team in August of 2022, she worked at Homewise, a non-profit housing counseling agency in Santa Fe, New Mexico, where she helped hundreds of clients understand and navigate their finances and improve their credit in order to achieve their dream of homeownership. In addition to helping clients, she regularly trained and onboarded new coaches and worked with management to streamline various processes and procedures. She currently volunteers with the Rebel Finance School based in the UK and is an avid FIRE movement enthusiast. She spends her free time looking for ways to make the principles of FIRE relevant and accessible for all people. Claudia earned her MA in Counseling from Southwestern College and her BA in Moving Image Arts from the College of Santa Fe. She received her Accredited Financial Counselor® certification from the Association for Financial Counseling & Planning Education® in 2020.

Judy is a financial coach, counselor, and educator with over 15 years of experience. She works with clients to help them increase their savings, decrease their debt, and build their credit to be in a better position to have what matters, and the freedom to make decisions that fulfill their lives. Judy holds a bachelor’s degree from Boston University and two master's degrees from University of Michigan. She worked as a researcher, data analyst, and financial education curriculum writer. Additionally, she has provided technical and capacity building assistance to dozens of community-based organizations in New York City and worked with hundreds of clients. She earned an Accredited Financial Counselor® certification from the Association for Financial Counseling & Planning Education® and a Financial Fitness CoachTM certification from Sage Financial Solutions. Currently an Adjunct Professor of Quantitative Methods at New York University, Judy has taught an array of statistical analysis courses at the graduate and undergraduate levels for more than 20 years. On most weekends she can be found with a cup of coffee on the sidelines cheering for her son's soccer team.

Ivory’s got the inside scoop on turning around your money game because he’s been there. Growing up in Detroit’s inner city, he saw the effects of poverty firsthand. From drug and crime infested neighborhoods to the failing school systems; the odds were stacked against him. Luckily, he rose to the challenge. Rather than becoming a statistic, he became the first in his family to attend and graduate from college. He answered the millennial call to “Treat yo’self!” He spent his money on materialistic stuff, name brand clothes, and meals at expensive restaurants. Though he’d locked down his dream job working as a Financial Coach, he was just barely making his own ends meet. What’s that old saying, “The shoemaker has no shoes?” Finally caving to the demands of his screaming wallet, Ivory buckled up his boots and started walking the walk. He challenged himself to rebuild credit, eliminate debt, and plan for emergencies. Since stepping up to the plate, he’s been hitting all home runs, paying off $32k in debt, and boosting his credit score from 545 to 803. He understands that credit can be a useful tool, but even the best tools require a skilled builder to create something awesome. Wealth building is the name of the game and Ivory wants to help others to experience an abundant lifestyle that makes them happy.

Jenniffer Sánchez is an Accredited Financial Counselor (AFC®️), financial services and public sector professional with more than 13 years of experience in financial coaching, banking, private investments, and social services. She holds a bachelor's degree in accounting and a master’s degree in public administration (MPA). She is passionate about finances, process re-engineering, operational models, project management, and transformation to achieve the common good of organizations and the communities they serve.

Marne Piccolomini joins Working Credit with over 25+ years in the finance industry and over 10 years’ experience in the non-profit sector. She has spent the last few years assisting small business owners with accessing resources to obtain capital and running a successful business. She is an Accredited Financial Counselor, (AFC®️) and holds a bachelor’s degree in science of labor economics from The University of Akron. Marne spent 7 years with Cleveland Neighborhood Progress in their Community Financial Centers as a Financial Coach, assisting clients to set S.M.A.R.T goals, helping them access mainstream financial products/services and achieve their financial dreams. Whether that was to open a bank account, go on their first vacation, purchase a car, or their first home. Marne was there to cheer them on every step of the way. Under her counsel hundreds of clients reached their goals by building credit, reducing debt, increasing savings, creating a budget, and/or accessing financial mainstream resources. Marne is passionate about helping others create a road map of success to realize their financial dreams.