Our Approach

With good credit, opportunity knocks.

Where you are today isn’t where you’ll be forever. Working Credit can help you build or rebuild your credit and reap the benefits.

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Good credit can be a direct path to your goals.

Once you know the rules of credit, you can do so much with it. Your credit directly impacts where you live, what you drive, how you ride out a financial crisis, and much more. Understanding the rules of credit is a skill that lasts a lifetime, and we help you build that skill.

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A lasting credit building solution that actually works.

We’re about building strong credit for the long-term. We’re NOT a credit repair company that makes many false promises about permanently removing negative items on your behalf. Only true inaccuracies come off the report—and stay off. These companies charge on average you pay a $100 a month. And we’re NOT a debt settlement or debt relief company that tells you to stop paying your bills and pay us instead—forcing debts into collections and damaging your credit.

We help you make lasting changes that build and sustain a strong credit score. We’re a not-for-profit that gives you know-how and tools to use for the rest of your life. Our counselors work with you one-on-one to help you learn how the credit system works, fix your specific credit situation, and give you tools to build a great credit score. Wherever you want to be, we can help you get there.

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