Make Credit Work for You

Our core product is a 18-month financial wellness program offered as an employee benefit. Employees learn the ins and outs of the credit system and get one-on-one credit building assistance.

Building Credit with CW-3

Build Credit and Save with CW-3

Workers use our CW-3 financial product to establish or strengthen a credit score, and end up with a savings habit.

Why Credit Matters

The Power of the Credit Score

Employees with no credit or poor credit pay more for many necessities, even if they are good money managers. It's what we call "expense inequality."

If You're an Employer...

If You're an Employer...

Work with us. We have a flexible, scalable employee benefit for employers that want to help their workers establish and sustain strong credit scores—and reduce financial stress.


In The News



- August 24, 2018

Did you see the recent @JJKeller article featuring Working Credit’s three tips for employees boosting their credit…
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- August 10, 2018

.@takeleadwomen recently featured our founders, Ricki Lowitz and Amanda Carney, in a great article on the importanc…
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- July 3, 2018

Looking to achieve an 850 credit score? @SingletaryM discusses how she achieved this perfect score. And while an 85…
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- June 22, 2018

Did you get a chance to see our recent feature in @Benefits_PRO? Our Co-Founder and President, Amanda Carney, spoke…
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