Credit health: Your new credit building benefit.

Good credit means financially healthy and resilient employees with less stress and greater presence.

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Add credit building to your benefits package.

Give your employees one-on-one support to build a strong credit score and reap the benefits. That means more employees can rent quality housing, get good rates on car loans and credit cards, qualify for a mortgage, weather a financial crisis, and contribute to their 401(k) or 403(b). Group and standard benefit offerings are available.

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What we can do for your employees.

Our counselors can provide credit building education and counseling for groups or in one-on-one sessions with your employees. If you’re not sure what combination might work for your organization, ask us. We can help you offer the right mix of products to your employees.

  • Credit Building Workshop—Set up a workshop and help employees learn the rules of credit.  Knowledge they can use to build a strong credit score and reach their financial goals.
  • Credit Building Counseling—Offer 12-months of unlimited, one-on-one assistance from a credit building expert. Employees start with an in-depth virtual session to learn the basics of credit, review their finances, and create a Credit Action Plan—a detailed roadmap to their financial goals.
  • One-on-one Credit Building Session—During this one-hour virtual session with a credit building counselor, employees can learn the basics of the credit system, review their current finances in detail, and then create a Credit Action Plan.
  • Personal Credit Check-up—Employees can get a confidential written analysis of their credit report with an explanation of what’s impacting their credit score. This report offers personalized guidance with immediate steps to build a strong credit score.
See our employer offerings
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Better credit opens doors for employees.

Simply having a job doesn’t ease the weight of financial problems. Nearly half of American workers are financially stressed. And 3 out of 4 workers are living paycheck to paycheck. Nearly 1 in 3 employees report that issues with their personal finances have been a distraction at work, which ends up costing employers nearly $7,000 per employee per year. Investing in your employees’ financial health helps them and your organization.

Data taken from Morgan Stanley’s Center for Financial Services Innovation Employee Financial Health: How Companies Can Invest in Workplace Wellness, 2017.

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Not a band aid. Lifelong credit building skills.

With Working Credit, your employees can learn the skills they need to maintain good credit for a lifetime. We’re a not-for-profit organization that offers one-on-one support, know-how, and the right tools to help people build or rebuild a strong credit score and use it to live the life they want.

See our approach

Some of our employer partners.

Nationwide Children's Hospital logo
United Airlines Logo
American Arbitration Association logo
Boston Medical Center logo
MOD logo
Elevate Energy logo
Harvard Campus Services logo
Merrill Gardens Senior Living logo
Austin Regional Clinic logo
Rush Hospital Medical Center logo
Method logo
Senior Helpers logo
Williams College logo
Case Study

The number of employees with prime credit scores (660 or higher) has almost tripled.

Read the Senior Helpers Case Study
Case Study

After 18 months, 71% of employees in the program improved their credit scores.

Read the Harvard Case Study