Working Credit employee benefit participants show measurable credit score improvement and reduced debt collections, over 18 and 24 months – strongest among Black, Hispanic/Latinx, and lowest income workers. We are grateful to Urban Institute for their thoughtful research and interest in our work. Awarding our CEO, Ricki Granetz Lowitz, Urban’s Janice Nitolli Practitioner Fellowship (funded by the Rockefeller Foundation) made this all possible.