When Kintul of Pine Bluff, Arkansas joined Working Credit, she wanted to improve her credit but wasn’t sure where to start. After learning about the program in her community, she connected with her credit-building counselor, Derison, and committed to the process. Her credit score grew to 685, helping her build confidence and move closer to her financial goals. As Kintul shared, “One thing that I’ve learned from my credit building counselor is that building your credit takes time, it takes consistency, and as long as you do everything that your credit counselor or advisor is telling you to do, you will see a difference in your credit score. I’m proof.”
That progress led to a major milestone: purchasing her first vehicle on her own, without a co-signer. Looking back on her journey, Kintul said, “Because of the work that I did at Working Credit, I’m actually in the process of taking the steps on learning how to become a first-time home buyer.” For anyone considering Working Credit, her advice is simple: “If you’re really serious about it, join the program because it will help you a lot. It will open up a lot of doors for you. It really will. Join the program.”
