Jorge is proving that financial transformation is possible—even just months after reentry.
Jorge first learned about Working Credit through a financial workshop led by our Co-Founder and Senior Director of Strategic Partnerships, Susan while he was incarcerated in Pine Bluff, Arkansas. “I had already been researching into finance… and it really piqued my interest,” he shared.
What stood out to him most about the program? “It didn’t seem like one of those gimmicks… There was just generally someone trying to help me. And I was like, okay, well, that’s something I’m interested in.”
When Jorge joined the program, his main goal was “becoming financially stable.” Having struggled with debt and meeting deadlines in the past, he was ready for change. Just four months in, he’s already seen significant progress:
“I think I had like 520 credit at this point. It’s now in the six hundreds… just the fact that it’s steadily going up, it’s steadily getting better.”
With the support from Ivory Hodges, Working Credit’s Credit Build Counselor. Jorge implemented key tools that helped improved his credit. Their collaboration has paid off in more ways than one.
“I was living with family and now I have my own place, my own apartment. I have my own vehicle, and I’m starting to save up for things.”
Jorge express importance it made to have someone in his corner:
“It felt a lot more better than just going at this head-on by myself and failing… [Ivory] knows what I’m trying to achieve and he knows how to get there.”
For those unsure about joining the program—especially people who have been in carceral systems or are returning citizens—Jorge’s message is clear:
“You’re not going to lose nothing for joining the program… give it a chance. Going at this alone… it’s just terrible. You really need that extra help, that guidance.”
Looking Ahead, Jorge is focused on building a strong foundation for the future:
“I’m hoping to have an emergency savings established… maybe not purchase a house, but be in the process… and not fall back into the same old habits.”
He defines financial freedom as: “Having the responsibilities handled and still have the ability to go and do stuff that I wanted to do… that’s freedom right there.”
Working Credit is proud to walk alongside Jorge as he continues this journey—and we’re excited to see where it leads.
Hear from Jorge in his own words on our YouTube channel: https://www.youtube.com/watch?v=2Ha2EcfmWQc