Unlimited access to a credit building expert for 12 months.

Where are you today and where do you want to go? Your dedicated counselor will start with a conversation about the rules of credit, a review of your credit report and current financial situation, and the changes you want to make. Then, you’ll work together to create a Credit Action Plan—a roadmap to your financial goals, whether it’s reducing debt, establishing or rebuilding credit, buying a car or home, preparing for an emergency, or something else.

After the first session, you can meet with your counselor as often as you want—weekly, monthly, every few months—it’s up to you. You always work with the same counselor and he or she can be your coach—if you want—to help you stay accountable and stick to your goals.

Your counselor will pull credit reports and FICO^Ⓡ scores halfway through and at the end of the year to check on progress. They’ll walk you through the report, explain your score—why it’s up or down—and help you create a Credit Action Plan. Throughout the year, they’ll check in every once in a while to share updates and resources about the credit system. Want to continue beyond 12 months? There’s always an option to renew, but our goal is that you’ve mastered the credit system by then.

Partner with an expert to help build your credit for FREE for 12 months of unlimited support.