What We Do

Credit scores aren’t set in stone. You can always rebuild.

With one-on-one support, know-how, and the right tools, you can change your financial situation. It doesn’t matter if it’s reducing debt or realizing a dream, we can help.

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Credit is more than a card.

Credit affects so many aspects of our lives—where we live, what we drive, how we overcome a financial crisis. Working Credit was created to help you build a strong credit score and take advantage of the benefits.

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Build the score you need to live the life you want.

Every financial situation is different. Every action plan we build is different. Our counselors are here to find out where you want to go and help you create a plan to get there over the course of 12 months. With Credit Building Counseling, we’ll help you achieve your financial goals, even if they change along the way.

You get unlimited, one-on-one assistance from the same counselor for a whole year. Credit Building Counseling starts with a meeting to review your credit report line-by-line. Then we work together to create a Credit Action Plan to make progress toward your goals and touch base as often as you want.

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We can help you learn the rules of credit.

Credit can seem murky and mysterious, but it’s a system that can benefit you once you know the rules. We’re here to teach you the rules and provide support to build the life you want using credit as a tool.

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Client Spotlight
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A new start after collections debt—with a prime score.

See Marie's Success Story
Client Spotlight
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From no credit to a 686 prime score and 0.6% rate car loan.

See Tina's Success Story
Client Spotlight
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From the brink of eviction to a brand new car and outlook.

See Wendy's Success Story
Client Spotlight
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Rebuilding a prime score after falling $10,000 in debt.

See Ellen's Success Story